Price Estimates
Learn about your potential billed charges and your expected out-of-pocket costs for IU Health services.
As you plan for elective care or the management of a chronic condition, knowing what costs to expect is an important part of being prepared.
- For insured patients: Your real-time insurance benefits are applied to expected costs to determine the amount you are responsible for paying after insurance.
- For uninsured patients: Your out-of-pocket costs are based on a discount for the amount generally billed for hospital services. Discounts are also given for IU Health employed physicians’ professional services.
When reviewing the uninsured price estimates, please note that IU Health offers a robust financial counseling program that assists patients and families with the cost of care. IU Health financial counselors are available to assist you with programs such as Medicaid, HIP, CHIP, Marketplace Plans and COBRA. Additionally, we offer a financial assistance policy to all patients, regardless of insurance status, which extends charity to qualifying patients. To learn more please visit our Financial Assistance page.
Here’s how our price estimate tools and resources work:
- For insured patients: Your real-time insurance benefits are applied to expected costs to determine the amount you are responsible for paying after insurance.
- For uninsured patients: Your out-of-pocket costs are based on a discount for the amount generally billed for hospital services. Discounts are also given for IU Health employed physicians’ professional services.
When reviewing the uninsured price estimates, please note that IU Health offers a robust financial counseling program that assists patients and families with the cost of care. IU Health financial counselors are available to assist you with programs such as Medicaid, HIP, CHIP, Marketplace Plans and COBRA. Additionally, we offer a financial assistance policy to all patients, regardless of insurance status, which extends charity to qualifying patients. To learn more please visit our Financial Assistance page.
Self-Service Price Estimate Tool
Use our Self-Service Price Estimate tool to estimate your out-of-pocket cost in real time for more than 700 frequent medical services provided at IU Health hospital locations.
These estimates are based on the typical care experience for patients receiving similar services.
Use Self-Service Price Estimate ToolLearn how we can help you with our price estimates for upcoming services so you know what to expect for your care.
Request a Price Estimate
If the service you are planning is not one of the commonly provided services available in our Self-Service Price Estimate tool, the IU Health Price Estimates team is ready to assist you. You can receive an individualized price estimate by completing the online request form below.
Contact for Price Estimate
Individualized price estimates are also available by contacting us by phone or email:
Call 317.963.2541 or toll-free at 833.722.6050
Email: estimates@iuhealth.org
If you don’t have insurance or don’t intend to use insurance to pay for scheduled non-emergency healthcare services, federal law requires that healthcare providers and facilities provide you with an estimate of the expected charges for medical items and services at least 1 business day before the scheduled services are to be performed.
- If you are uninsured or not using insurance to pay for your healthcare services and receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
Any patient may request an estimate of the expected charges for non-emergency healthcare services that have been ordered, scheduled or referred and state law requires that healthcare providers and facilities provide you with an estimate of the expected bill for medical items and services within 5 business days of the request.
- You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
- If you request an estimate and the actual charge for the healthcare services exceeds your Good Faith Estimate by the greater of: (i) $100; or (ii) 5%, we will provide a written explanation as to why the charges exceed the estimate.
- Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit cms.gov/nosurprises/consumers or call 800.985.3059.
Good Faith Estimates
If you don’t have insurance or don’t intend to use insurance to pay for scheduled non-emergency healthcare services, federal law requires that healthcare providers and facilities provide you with an estimate of the expected charges for medical items and services at least 1 business day before the scheduled services are to be performed.
- If you are uninsured or not using insurance to pay for your healthcare services and receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
Any patient may request an estimate of the expected charges for non-emergency healthcare services that have been ordered, scheduled or referred and state law requires that healthcare providers and facilities provide you with an estimate of the expected bill for medical items and services within 5 business days of the request.
- You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
- If you request an estimate and the actual charge for the healthcare services exceeds your Good Faith Estimate by the greater of: (i) $100; or (ii) 5%, we will provide a written explanation as to why the charges exceed the estimate.
- Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit cms.gov/nosurprises/consumers or call 800.985.3059.
The Centers for Medicare & Medicaid Services (CMS) require hospitals to publish standard charge information and Indiana law requires urgent cares to publish average negotiated charges for common services. This information does not reflect a patient’s financial responsibility or out-of-pocket costs. See IU Health’s charge listings.
Hospital Standard Charge Listings and Urgent Care Average Negotiated Charge Listings
The Centers for Medicare & Medicaid Services (CMS) require hospitals to publish standard charge information and Indiana law requires urgent cares to publish average negotiated charges for common services. This information does not reflect a patient’s financial responsibility or out-of-pocket costs. See IU Health’s charge listings.
